過去の求人銀行・金融関連

HR & Admin Manager

• HKD 30,000 - 35,000（JPY508,000 - 593,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

My client, a leading Chinese securities company, is now looking an experienced candidate to join their expanding team

Responsibilities:

• Handle full spectrum of HR functions. 
• Provide general administrative supports.
• Handle any ad-hoc projects as assigned. 

Requirements:

• Degree holder or above in Human Resource or Business Administration
• At least 5 - 8 years relevant working experience
• Proficiency in MS Office, especially in Excel
• Experience in Flex HR System is preferred
• Excellent command of spoken Mandarin is a MUST.
• Excellent communication & interpersonal skills.
• Must be a good team player, proactive, capable of multi-tasking with a can do working attitude and strong sense of responsibility.
• Able to work independently and under pressure.
• Hands-on experience in HR Management in Mainland China is preferred.

Interested parties please send us your resume in MS Word/PDF format in English.

All information received will be kept in strict confidential and only for recruitment purpose.

Head of Risk Management

• HKD 25,000 - 70,000（JPY423,000 - 1,186,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

My client is a well-known Securities Conglomerate which provides wide range of investment services. To cope with business expansion, they are urgently looking for an experienced candidate to join their Risk Management Team:

Responsibilities:

• Control Credit Risk functions of Securities, Futures, Options, Fixed Income Securities and other investment products
• Conduct Credit Analysis and Reviews (new, interim, and annual) and write-up Credit proposals for counter parties
• Ensure Risk exposures are managed within the approved limits and in accordance with company policies
• Carry out day-to-day Risk Monitoring, regular Risk Reporting, and follow up trading excess with various business units
• Prepare Risk Management report to headquarter every month
• Participate in ad hoc projects including system enhancement and migration, new product set up and implementation, UAT etc.

 Requirements:

• Degree in Finance, Economics or any related disciplines
• Professional qualifications such as CPA, CFA, FRM will be advantage
• 8 years' experience of Risk Management in Brokerage / Securities / Asset Management companies
• Proficiency in PC applications including Microsoft Office, Excel (VBA), Bloomberg, Access etc
• Good command of both spoken and written on Chinese (Mandarin & Cantonese) and English
• Less experience candidate will be considered as Manager of Risk Management

Package:

• Competitive salary
• Year-end bonus
• Discretionary bonus
• Medical Insurance

If you find yourself qualified and want to explore more, please send your updated CV in Word / PDF format to hongkong@rgf-hragent.asia

All information received will be kept in strict confidential and only for recruitment purpose.

Assistant Manager (Finance back office, Operation)

• HKD 23,000 - 30,000（JPY389,000 - 508,000)
• 香港 九龍側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a Japanese financial group of trust banking, is looking for Operation Staff for back office (Assistant Manager~Manger)  as the following. Responsibility: 

MANAGER, CUSTOMER CARE CENTRE

• HKD 40,000 - 47,000（JPY677,000 - 796,000)
• 香港 その他
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a company provides a diversity of insurance products and financial planning services, is now looking for high caliber candidates to join their corporate office. 

Business Development Manager, Institutional Sales

• HKD 60,000 - 70,000（JPY1,016,000 - 1,186,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a leading asset manager with an expanding global reach, is now looking an experienced candidate to join their expanding team:

Responsibilities

•Work with senior members of the Korean and Southeast Asian Institutional Sales team to assist in building relationship with clients and consultants and provide ongoing dedicated contact to ensure timely updates on investment products, fund, market trends, etc.

•build strong, professional working relationships with key prospects and consultants, typically over the phone  

•effectively communicate and present the investment strategies of SLI to prospective clients

•To proactively follow up client requests, working closely with functions such as operations, legal and compliance, etc.

•To support the Institutional Sales team in the planning and organising of core client activities, and communication of information.

•To create, maintain and enhance productive working relationships with all internal and external customers

•Assist to identify specific needs of institutional investors in the development of products and distribution channels 

•Provide assistance with research/sales activities of the fund managers/product specialists from SLI

•Take ownership to maintain strong business database and manage relevant information on all CRM including SalesForce

•develop business plans and programmes required to support the sales effort (e.g. arrange appropriate trips for fund managers / portfolio specialists to raise SLI profile and prospects)

•work closely with SLI Edinburgh office across a range of areas including client relationship management, product development, global strategic consultants, operations, RFP and presentation teams

Requirements

•Bachelor’s degree and CFA qualification desirable

•Approximately 3 years plus experience in Korean and/or Southeast Asian institutional asset management

•Successful track record within a financial sales environment – ideally an Investment house.

•Sales Support (preferably in a financial services environment).

Interested parties please send us your resume in MS Word/PDF format in English.

All information received will be kept in strict confidential and only for recruitment purpose.

Credit Control Officer

• HKD 20,000 - 25,000（JPY338,000 - 423,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

My client is a well-known Securities Conglomerate which provides wide range of investment services. To cope with business expansion, they are urgently looking for an experienced Credit Control Officer to join their expanding team:

 

Responsibilities

• Perform Credit Control functions
• Input and maintain all data entries for Credit Limit
• Monitor all clients’ position and report abnormal margin call transactions
• Review the Margin Ratio
• Prepare daily assignments and related credit control reports;
• Draft / review / prepare particular financing proposal fitting for the company operation according to the clients' special financing demand; 
• Accomplish ad hoc tasks dedicated by supervisor.

Requirements

• University Degree in Business / Finance / Economics or any other related disciplines 
• At least 2 year Credit Control experience in Brokerage / Securities Firms
• Good command of VBA is an advantage
• Qualification of FRM / CFA Level 1 or related is an advantage
• Immediate available is highly preferred

Package:

• Competitive salary
• Year-end bonus
• Discretionary bonus
• Medical Insurance

If you are interested to explore more please send your updated CV in Word / PDF format to hongkong@rgf-hragent.asia

All information received will be kept in strict confidential and only for recruitment purpose.

Assistant Settlement Manager

• HKD 25,000 - 35,000（JPY423,000 - 593,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

My client, an International Securities Company, is urgently looking for an experienced Assistant Settlement Manager in their expanding team:

Responsibilities

• Supervise the daily settlement activities include Hong Kong and Overseas Equities & Futures, Stock Options, Fixed Income Products and Derivatives;
• Supervise and monitor Pre-matching, Post Trade Processing, Nominee Services, Stock Reconciliation, IPO and Placement
• Liaise with brokers, in-house counterparties to follow up any settlement related issues and enquiries
• Provide assistance to Department Head to develop and implement workflow procedure and guidelines, new products and services related to Settlement functions and business
• Participate in system development projects include UAT, system migration and ad-hoc project.
• Assist in review and update operations manuals to ensure control processes and all internal procedures are complied with rules and regulations in relevant jurisdiction and internal policies
• Handle ad hoc duties as assigned by department head or management

Requirements

• Degree holder with at least 3 years relevant working experience in Securities / Brokerage or other related Financial Institutions 
• Solid experience in Securities Settlement for Hong Kong and Foreign Exchange markets
• Knowledge of financial products such as Structured products, Bonds, Equities and Index / Commodities Futures etc.
• Knowledge of CCASS, DCASS, CTM & Euroclear operations
• Good command of spoken and written English, Cantonese & Mandarin

Offer Package:

• Competitive salary
• Year-end bonus (including Discretionary & Performance bonus)
• Medical plan
• OT allowance

Company Profile:

Founded more than 100 years, the company has developed business around the globe. The company is a leading Financial Institution which provides multiple investment services / products. They have been developed business in Hong Kong for many years and have an enviable client base. 

This is an excellent opportunity to join the supportive company as well as build up an outstanding work experience. If you are interested please kindly submit your CV through hongkong@rgf-hragent.asia 

All information received will be kept in strict confidential and only for recruitment purpose.

Network Security Manager

• HKD 50,000 - 55,000（JPY847,000 - 932,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a Financial Management Institute, is now looking for an experienced IT talent to join the expanding team.

Job Responsibilities

• Design the Regional Network Infrastructure

• Design the Corporate Banking/ebanking/mbanking Network and Security framework.

• Design the Corporate Business Continuity Plan/Disaster Recovery Plan

• Develop and maintain the Corporate Security Policy and Standard

• Manage the ISO 27001 framework.

• Manage the IT Network and Operation Team, IT Project Management, Vendors Management, Corporate BCP and DRP, IT Change and Control Management.

• Manage the IT Network/Server and Operation Team on Day-to-day Operations

• Manage the IT Audit, Compliance and Operational Risk Control processes

• Responsible for IT Projects and Vendors Management

• Responsible for IT Change and Control Management

• Review and maintenance the ISO 27001:2013 certification

• Provide IT Trainings to Corporate users

• Provide Support to the Regional Network infrastructure 

Job Requirements

• Degree holder or above in Computer Science, Information Technology or related disciplines

• Minimum 10 years of working experience in Networking/Engineering/ Telecommunication/InfoSec or related disciplines in which at least 5 years at Managerial level, preferable in Banking or Finance industry

• Minimum 4 years of project Management experience in Financial or Telecommunication industry

• Experience on Regional Network Infrastructure and Security framework deployments is a must

• Holder of one or more of CCNA, MCSE, CCNP, CISSP, CISA, OCP, ISO27001 Lead Auditor

• Knowledge of Network Routing and Security, Servers (Windows, Unix), Database (Oracle, SAS), Security Products (Firewalls, IDS/IPS, AV/SPAM, Gateway control, DLP), Routing (Static/Dynamic routing design and setup with various Network equipments, such as Cisco, 3Com, Juniper)

• Experience in Database and Server Administration

• Good Communication, Analytical and Quantitative skills

• Proficient in both spoken and written Chinese and English 

• Ability to work independently and collaboratively while still maintaining effective matrix relationships.

Interested parties, please send your resume in word to hongkongmnc@rgf-hragent.asia

Information and data received is strictly for this recruitment and confidential.

Interest parties, please forward your resume to hongkongmnc@rgf-hragent.asia

All information received will be kept in strict confidential and only for recruitment purpose.

Head of Equity Research

• HKD 110,000 - 120,000（JPY1,864,000 - 2,033,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, is now looking an experienced candidate to join their expanding team:

Responsibilities

Provide industry and corporate research analysis to Asia branches (excl. Japan) in an attempt to facilitate promotional efforts to expand the Bank’s business franchise in ASIA:

•Market development & industry forecast.

•In-depth peer industry comparison of financials and credit assessment.

•Customized financial analysis for approaching client’s financial/ strategic issue.

•Gather timely industry information and market/ business intelligence (such as launching ground research and business trips) to deepen the coverage of research analysis to assist requesting divisions/ branches in the formation of business plans and marketing strategies, including products promotion suggestion.

•Conduct regular internal discussions, seminars, workshops and industry briefings where appropriate; including client presentations.

•Work closely with units of business promotion and facilitating the credit assessment process of a particular transaction.

Requirements

•At least 15 years’ experience in equity research or industry coverage (Sell-side, Corporate Finance & Equity Research) specializing in Asian large conglomerates.

•Substantial experience in product coverage, especially in Foreign IB/universal banks or major Asian banks is preferable.

•Bachelor’s Degree holder. MBA or CFA Charterholder is preferred 

•Excellent command of spoken and written English and Chinese including Mandarin.

Interest parties please visit http://www.rgf-hragent.asia/en/hongkong/

All information received will be kept in strict confidential and only for recruitment purpose.

AVP/VP, Corporate Finance (Investment Banking)

• HKD 50,000 - 70,000（JPY847,000 - 1,186,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, an established financial services group in Asia-Pacific Region, is now looking an experienced candidate to join their expanding team:

Investment Banking – Corporate Finance (Assistant Vice President/ Vice President)

Responsibilities

•Independently lead and execute corporate finance transactions, including IPO, financial advisory on M&A, Listing Rules and / or Takeovers Code related transactions and capital raising activities.

•Assist in deal origination including assessing potential deals, developing new business and maintaining client relationships.

Requirements

•Degree holder or above with strong academic background and / or with additional professional qualifications in Accountancy or Law, CFA/MBA is preferred.

• Strong corporate finance background with at least 4-6 years of relevant investment banking experience, preferred someone who has completed at least 2-3 IPOs; Candidates with 2-3 years of corporate finance / transaction advisory experience gained at sizable audit firms will be considered for Associate level.

• Good team player with excellent communication, project management, problem solving and business development skills.

• High proficiency in Microsoft Office, especially in Word, PowerPoint, and Excel with good command of financial modeling skills and use of Bloomberg.

• High proficiency in both written and spoken English and Chinese, and fluency in Mandarin is a must, including pinyin typing.

• Lots of ambition and will to succeed in a highly dynamic and competitive environment

• Have ability to effectively prioritize and handle multiple tasks under tight deadlines and pressure, with frequent travel.

Interest parties please visit http://www.rgf-hragent.asia/en/hongkong/

All information received will be kept in strict confidential and only for recruitment purpose.

Investment Analyst

• HKD 40,000 - 50,000（JPY677,000 - 847,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a Chinese Financial Group, is now looking an experienced candidate to join their expanding team:

Responsibilities

•Provide investment advisory on the strategic and tactical basis, according to clients' investment objectives and risk profiles

•Write stock recommendations and/or research reports on magazines and/or newsletters to clients

•Participate and provide investment advisory in the clients' meetings 

Qualifications

•Holder of SFC Type 4 license

•Degree holder in economic, accounting, finance or related disciplines 

•Minimum 5 years of industry experience in Hong Kong & mainland markets

•Strong analytical, communication and presentation skills

•Good command of both written and spoken English and Chinese, fluency in Mandarin

Interest parties please visit http://www.rgf-hragent.asia/en/hongkong/

All information received will be kept in strict confidential and only for recruitment purpose.

Administrative Assistant (One-year contract)

• HKD 20,000 - 25,000（JPY338,000 - 423,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a Canadian Banking Group, is now looking an experienced candidate to join their expanding team:

Responsibilities

•The administrative assistant is responsible for providing secretarial, clerical and administrative support services on daily basis to maintain an effective and efficient environment. With instruction and guidance given by Admin. Manager, the admin assistant to work and maintain a professional corporate image of Hong Kong Branch.

Requirements

•University Graduate or above with at least 2 year relevant working experience.

•Knowledge of administrative and clerical procedures.

•Knowledge of computers and relevant software applications i.e. Microsoft Office.

•Knowledge of customer service principles and practices.

•Able to type in both English and Chinese.

Interest parties please visit http://www.rgf-hragent.asia/en/hongkong/

All information received will be kept in strict confidential and only for recruitment purpose.

Executive Administrative Assistant

• HKD 50,000 - 60,000（JPY847,000 - 1,016,000)
• 香港 香港島側

Our client, a financial services group, is now looking for a Japanese speaking Executive Administrative Assistant to join them:

Responsibilities

•Provide wide range of administrative support to the Management Office 

•Coordinate and arrange internal and external meetings, conference calls, video conferences, trainings, Town Halls etc. 

•Effectively co-ordinate multiple schedules and plans across International time zones

•Arrange business trips and handle Travel & Expense reimbursement claim submission

•Office administration and assist in ad hoc tasks from time to time (i.e. new hire set up, office supplies procurement)

•Senior Management Visitor management 

•Any other administrative support and/or ad hoc initiatives as deemed necessary by Management Office 

Requirements

•Minimum of 10 years’ experience in an administrative capacity in a multi-national organization, banking or financial institutions

•Well-organized with ability to multitask

•Have strong sense of responsibility and attention to detail

•Flexible to work as a team and also be able to work independently

•Good client orientation and communication skills

•Proficiency in English. and Japanese  

•Ability to handle pressure and constantly moving schedules  

•Proficient in MS Office (Microsoft Word, Excel, PowerPoint, Outlook etc.)

System used

•Sprite, Condeco, PeopleSoft, IAC, SharePoint

Package

•5 days

•HK Island

•50k – 60k

Deputy Credit Manager / Assistant Credit Manager - Consumer Finance

• HKD 30,000 - 35,000（JPY508,000 - 593,000)
• 香港 九龍側
• 金融業界（資産運用/銀行/保険/不動産　他）

My client is actively looking for a Deputy Credit Manager / Assistant Credit Manager in their expanding team. Headquartered in Japan and with about 60 years experience in the Financial Industry, this company is a public company which operates in many countries in the world. 

Responsibilities:

• Review and approval credit application for Vehicle Finance and loan products
• Perform credit analysis and provide support to credit authority for higher level approvals
• Lead a team of credit officers and drive various business initiatives
• Identity gaps for enhancements to strengthen approval process and provide better service delivery and turnaround time
• Formulate and fine tune credit policies in relation to customer due diligence, assessments and credit approval

Requirements:

• Bachelor degree holder in Business Administration or related disciplines
• Minimum 5 years of relevant experience in credit approval
• Strong leadership, people management and analytical skills
•  Mature, good interpersonal skills, self-motivated and able to work under pressure
• Good command of written and spoken English and Chinese

If you want to explore more and work in this reputable international company, please send your full resume in MS Word/PDF format in English to hongkong@rgf-hragent.asia

All information received will be kept in strict confidential and only for recruitment purpose.

Native Japanese Speaking Assistant

• HKD 25,000 - 40,000（JPY423,000 - 677,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

大手外資系プライベートバンクにて日本人のアシスタントを募集しています。

業務内容：

• 営業サポート
• 注文伝票の送信
• 各種データ入力業務
• パワーポイントを使った資料作成　等

採用要件：

• 金融業界での経験をお持ちの方。
• 外資系投資銀行でのご勤務経験をお持ちの方歓迎。
• 要英語ビジネスレベル。
• Microsoft Office（Word、Excel、Powerpoint etc.)を使える方。

Interest parties please visit http://www.rgf-hragent.asia/en/hongkong/

All information received will be kept in strict confidential and only for recruitment purpose.

Japanese Speaking Tri-lingual Research Analyst

• HKD 25,000 - 45,000（JPY423,000 - 762,000)
• 香港 九龍側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a well-known international Corporate Bank, is now looking for the following talent to join their expanding team:

Responsibilities: 

• Prepare internal research reports including market trends, relevant regulations, corporate governance, as well as financial & SWOT analysis on large corporate customers in Asia Pacific 
• Make effective presentation of the research reports to the management and other relevant parties including bank’s customers 
• Monitor assigned industries and borrowers of relevant industries including market data such as stock prices, EDF, CDS, or any key events/news, etc. and report to the management of its impact on credits/industries 
• Assign internal ratings to corporate customers if required 
• Coach assistants on research activities or related matters 

Requirements: 

• Bachelor’s Degree in Finance / Economics / Accounting / Law; Master’s Degree, CFA or CPA preferred 
• At least 3 years’ experience in handling Research or Credit Analysis on large corporations 
• Fluent English, Mandarin and Japanese with JLPT Level 1 preferred 
• Proficiency in MS Excel, Word and PowerPoint; Access an advantage 
• Self-motivated with good analytical skill 
• Frequent business trips required 
• Candidate with more relevant experience will be considered as Senior Research Analyst 

Interest parties please submit your English CV in Word/ PDF format.

All information received will be kept in strict confidential and only for recruitment purpose.

SME Credit Approver

• HKD 50,000 - 70,000（JPY847,000 - 1,186,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a Chinese Banking Group, is now looking an experienced candidate to join their expanding team:

Responsibilities

- Coordinate with Risk Management on formulation, review and implementation of SME credit policies in accordance with the Bank’s risk appetite 

- Provide guidance and advisory support to SME units on credit issues relating to SME lending 

- Approve SME loan applications, and make recommendation where appropriate 

- Recognize, analyze and interpret problem loan situations including loan/credit restructuring, referring to credit review guidelines and within broad parameters of credit review process 

- Take action to resolve complex problem credits 

- Visit SME clients with relationship managers 

 

Requirements

- University degree 

- Minimum 10 years experience in commercial/ SME credit 

- Credit approval experience required 

- Acquaintance in credit control and debt collection 

- Thorough knowledge of accounting principles, financial statement analysis and loan and credit administration 

- Good knowledge in litigation procedures 

Interest parties please visit http://www.rgf-hragent.asia/en/hongkong/

All information received will be kept in strict confidential and only for recruitment purpose.

Manager/ AVP, Board of Director's Office

• HKD 50,000 - 60,000（JPY847,000 - 1,016,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a Chinese Banking Group, is now looking an experienced candidate to join their expanding team:

Responsibilities

•Organize board and shareholders' meetings as well as prepare resolutions.

•Liaise closely with internal and external parties to prepare annual report and presentations.

•Assist in handling regular duties of Board of Directors Office.

•Translate documents from Chinese to English and vice versa.

•Provide assistance in ad-hoc projects when necessary.

Requirements

•Preferably a Degree holder in any discipline (s).

•Minimum 5 – 8 years’ relevant experience, and preference will be given to the candidates with 1-2 years’ experience gained from listed companies or financial institutions.

•Basic knowledge in SFC & HKMA regulatory requirements.

•Experience and knowledge in company secretary is an advantage.

•Excellent writing skill in English and Chinese.

•Communicate well with Mandarin/Putonghua (written and verbal).

•Good interpersonal skills, self-motivated and well-organized.

•Proficient in MS Office and Chinese word processing.

Interest parties please visit http://www.rgf-hragent.asia/en/hongkong/

All information received will be kept in strict confidential and only for recruitment purpose.

Credit Control Manager - Commercial Finance

• HKD 28,000 - 35,000（JPY474,000 - 593,000)
• 香港 九龍側
• 金融業界（資産運用/銀行/保険/不動産　他）

Our client, a famous Japanese financial service company is now looking for the following talent - 

Responsibilities

• To achieve collection targets and budgets major for China business;
• Ensure efficient collection procedures and monitor operation administrations to support the daily risk control function;
• Review and analyze credit requests and make recommendations when necessary;
• Provide relevant management reports as required;
• Required to travel to China.

Requirement: 

• University degree holder, preferably in business, finance, statistics or risk management related discipline;
• Minimum 4 years solid experience 
• In-depth debt collection experience both in Hong Kong and China and knowledge in litigation are an advantage;
• Detail-minded with good communication skill;
• Good command in written and spoken English and Chinese, and fluent in Mandarin;
• Candidates with more experience will be considering for senior position.

Interest parties please send full resume in MS Word/PDF format in English to hongkong@rgf-hragent.asia

All information received will be kept in strict confidential and only for recruitment purpose.

Junior Analyst

• HKD 25,000 - 35,000（JPY423,000 - 593,000)
• 香港 香港島側
• 金融業界（資産運用/銀行/保険/不動産　他）

An International Asset Management firm is now looking for the following talent to fulfill their elite team:

Responsibilities 

• Document client organisation's direction, structure, business processes and requirements.
• Assist in the collection and consolidation of required information and data
• Assist senior directors in executing transactions 
• Provide General assistance to the senior members of the research team

Requirements

• University degree in Finance / Accounting. MBA / CFA (Candidate) or similar qualification is well-regarded
• 2-3 years of experience in related work experience 
• Strong interest and ambition to start, establish and develop a career as analyst
• Proficient in Microsoft office applications, Microsoft Powerpoint, Excel (Macros) and Word is a MUST
• Good with numbers, ability to build financial models and good understanding of the business and economic environment
• Excellent communication skills with proficiency in written and spoken English 
• Excellent general/report writing and presentation skills in English

Package:

• 5-day work
• Discretionary bonus
• Medical

Interest parties please send full resume in MS Word/PDF format in English to hongkong@rgf-hragent.asia

All information received will be kept in strict confidential and only for recruitment purpose.