Risk Management (Credit Limit)(40K–60K) (SDG-119310)

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Location
Thailand - Bangkok
Salary
THB40,000 - 60,000
Job Number
SDG-119310
Industry
industrial
Languages
English Level:Conversational;Japanese Level:None;
Job Category
Legal & Compliance
Posted 2025/05/24

Job Description


<Job Responsibilities>
1. Perform Credit Limit Application Review on the system.
     - Monitor and coordinate with the business department in applying the credit limit application on the system to prevent credit limit breaches.
     - Communicate with all related persons in the credit limit approval process to ensure the approval is completed in time.
     - Check correctness of information in the credit limit application, clarify business scheme, identify risks on each business, and explain to business department to be aware of the risks, as well as discuss to conclude appropriate credit limit amount, credit terms, insurance, risk hedging method, etc. 
     - Review the financial situation of customers by analyzing their financial statements, shareholders, parent company situation, payment behavior, etc., and provide comments to credit limit approvers for their decision making in credit limit approval.
     - Monitor overdue A/R, check for reasons of overdue, and follow up on the collection.
     - Review security obtained from customers, if any (Ex. Bank Guarantee, Corporate Guarantee, Assignment of Claim, Offset Agreement, Domestic L/C, etc.)
     - Coordinate and negotiate for trade credit insurance coverage on customers.
     - Control and monitor warehouse limit, stock aging, warehouse agreement, and warehouse insurance.
2. Perform Customer Rating Assessment on Rating System.
3. Monitor overdue A/R once a week and follow up with business department for settlement.
4. Monitor monthly credit limit status (over limit, no limit, expired limit, 80% of limit), A/R aging, stock balance & stock aging at each warehouse.
5. Coordinate with the business department to conclude the renewal of yearly Trade Insurance Contract, monitor insurance premiums, refunds and follow-up documents related to insurance costs

Job Requirement

<Necessary Skill / Experience >
- Bachelor’s Degree or higher in accounting, finance or any related field. 
- At least 5 years of work experience as Risk Management (Credit Limit) from a corporate company
- Analyze Financial Statements
- Conversational High Level in English (Communicate with international customers and make the documents)

<Preferable Skill / Experience>
- Working experience in risk management in a Japanese trading company is preferred.
- Toeic 600 up