Job Description
<Job Responsibilities> - Analyze and review credit risks on credit applications, provide consultation and advice to Marketing & Credit Division on credit approval process, credit limits set up, appropriate terms and conditions, analysis of key risks and mitigants, analysis of cash flow and debt service ability and ensure to follow the internal credit policy and lending guidelines - Analyze the customers’ financial statement and industrial research - Prepare Credit Analyst’s Comment for credit applications - Negotiate and coordinate with dealers and/or customer in order to make the credit recommendation - Conduct a credit rating for the customer - Coordinate with Japan Head Quarter. - Other tasks as assigned.
Job Requirement
<Necessary Skill / Experience > - Bachelor's Degree in Business Administration, Finance, Marketing or Economics. - At least 5 years of experience in Credit Division from Leasing, Banking or any Financial Institutions. - Experienced as Supervisor, Assistant Manager - Experience of credit review in English language - Good understand on Financial statement - Conversational High level in English (report to Japanese MD, Internal credit daily work and review) - Good computer skills in Microsoft Office, Excel, Power Point, Word. <Preferable Skill / Experience> - Being Manage level with subordinates - Long experience in Leasing, Banking or any Financial Institutions field - Early join candidate