Job Description
Job Description
Responsibilities
- Provide in depth analysis and recommendations based on customer financial and non-financial data and all other sources of information for existing and prospective customers
- Review and analyze customer’s data, as presented in customer’s data such as financial report, bank account report, legal documents, etc.
- Review and Renew credit rating for new and existing customers
- Prepare customer’s update report in quarterly, semiannually and yearly basis report to head office
- Checking the completeness of documents for: New customer, Disbursement purpose, Finish contract
- Do market and industry research to gather information in order to support marketing activities and/or company business’s development
- Undertaking risk assessment analysis
- Coordinate with marketing division and/or administration division regarding customer’s credit exposures in order to follow legal lending limit exposure
- Update knowledge and information related with customer’s, industry related and regulation regarding non-bank financial institutions
- Preparing financial soundness report in monthly basis for OJK purpose
- Give initial feedback on prospective and existing customers to marketing division
- Perform credit management review for clients and give deliberation to management
- This work including visiting customer and evaluate customer’s capability to meet debt repayment in the future
- Prepare to report extending company’s credit status to management
Requirements
- Bachelor Degree (S1) from any Major
- Have 3 years of working experience in B to B transaction at Banking, Leasing or Multi finance company
- Experienced as Credit Analyst for minimum 3 years
- Fluent in English at business level conversation
Desirable Character
- Have Good Leadership
- Good Analytical Thinking
- Adaptable Communication skill
Responsibilities
- Provide in depth analysis and recommendations based on customer financial and non-financial data and all other sources of information for existing and prospective customers
- Review and analyze customer’s data, as presented in customer’s data such as financial report, bank account report, legal documents, etc.
- Review and Renew credit rating for new and existing customers
- Prepare customer’s update report in quarterly, semiannually and yearly basis report to head office
- Checking the completeness of documents for: New customer, Disbursement purpose, Finish contract
- Do market and industry research to gather information in order to support marketing activities and/or company business’s development
- Undertaking risk assessment analysis
- Coordinate with marketing division and/or administration division regarding customer’s credit exposures in order to follow legal lending limit exposure
- Update knowledge and information related with customer’s, industry related and regulation regarding non-bank financial institutions
- Preparing financial soundness report in monthly basis for OJK purpose
- Give initial feedback on prospective and existing customers to marketing division
- Perform credit management review for clients and give deliberation to management
- This work including visiting customer and evaluate customer’s capability to meet debt repayment in the future
- Prepare to report extending company’s credit status to management
Requirements
- Bachelor Degree (S1) from any Major
- Have 3 years of working experience in B to B transaction at Banking, Leasing or Multi finance company
- Experienced as Credit Analyst for minimum 3 years
- Fluent in English at business level conversation
Desirable Character
- Have Good Leadership
- Good Analytical Thinking
- Adaptable Communication skill