Job Description
== For CRM ==
Daily:
• Checking and review Credit Comment, as prior checked by Credit Assistant Manager
• Review and acknowledge general application and/or amendment related to credit application
Monthly:
• Prepare Report of Portfolio Risk Analysis and send to concerned departments.
• Prepare Internal Control discussion material.
• Present to BoD and BoC regarding risk management issues.
• Coordinating with other related departments for the implementation of risk management practices.
== For NBD ==
Working on new business projects and coordinate with related departments including with SMFL HQ
• To request for additional information or data or visit customer to marketing officer during approval process of new credit application if necessary
• To recommend or or not recommend (i.e. decline) new credit application
• To put condition/instruction as approval condition for new credit application if necessary
• To have access to data and person related to risk management implementation of SMFL Indonesia
• To act as business liaison with external parties
• Minimum Bachelor degree in Economy or Management or Engineering.
• Experience minumum 5 years as Credit & Risk Management
• Having Master degree in Business or equivalent from reputable university with minimum GPA 3.50 / 4.00 would be an advantage.
• Prior experience of credit analysis for reviewing investment proposal, particularly financial analysis and industry analysis for corporate customers. Prior managerial or supervisory experience is also preferable.
KNOWLEDGE :
• Financial analysis
• Economic condition and industry in general
• Understand financing business regulations
SKILL :
• Good communication skills in English (oral and written)
• Good command of Microsoft office
• Good networking skills
• Good presentation skills
• Able to deal with higher level executives
Integrity, self-motivated, reliable, determined, proactive and responsible person.
Thorough in work, attention to detail and uncompromised in quality.
Ability to handle multiple tasks and work under pressure and stay organized.
A team player with the ability to work independently.