Job Description
- Perform in-depth credit evaluations for corporate/B2B clients, including those seeking fleet financing - Review and interpret financial statements, including Balance Sheets, Profit & Loss statements, and Cash Flow reports - Evaluate borrowers' repayment ability using key financial ratios such as DSCR, DER, liquidity, and profitability metrics - Develop credit proposals and provide recommendations for credit approval - Assess and process Finance Lease and Operating Lease applications - Carry out SLIK checks and corporate credit assessments - Evaluate credit structures, pricing strategies, and overall profitability - Oversee portfolio quality to reduce and mitigate non-performing financing (NPF) - Produce regular reports for the Credit Analyst Department
Job Requirement
・Min. Bachelor's degree majoring in Finance, Accounting, Management, or other related fields ・Active Business level of English proficiency ・Min. 3 years of working experience in Corporate credit or B2B Financing ・Experience in B2B Financing, Corporate Financing, Fleet Financing, and Corporate Financial Analysis ・Strong financial analysis skills, proficient in reading Balance Sheets, P&L, Cash Flow statements, and corporate financial statement ・Solid understanding of credit ratios with familiarity in SLIK and corporate credit checking procedures